Are there any exclusions to the coverage?

This cover excludes any claim caused directly or indirectly, but not limited to, any of the following:

1. Pre-existing conditions;
2. Attempted suicide, self-inflicted injuries, whether consciously or not, and conditions related to the Insured being under the influence of alcohol, psychotropic substances or non-prescription drugs;
3. Congenital abnormalities
4. and others.

View the complete list of exclusions in the Policy Contract: https://bit.ly/paywatch-cic-masterpolicy